FINRA Investment Company and Variable Contracts Products Representative Examination (IR) 認定 Series6 試験問題:

1. One difference between a SEP-IRA and a SIMPLE IRA is that:

A) The SEP-IRA has a higher contribution limit than that allowed by a traditional IRA or a Roth IRA, but
the SIMPLE IRA contribution limits are the same as that of a traditional IRA or a Roth IRA.
B) Only employers can make contributions to a SEP-IRA; both employees and employers can contribute
to a SIMPLE IRA.
C) There is no difference; both names refer to the same type of IRA that is available to a small business or
a self-employed individual.
D) The contributions made to a SEP-IRA are tax deductible, which is not the case with a SIMPLE IRA.

2. Main Street Capital Corporation (MAIN) is registered as a non-diversified investment company under the
Investment Company Act of 1940.Based on this, which of the following statements regarding MAIN are
true?
I. MAIN may not invest more than 5% of its investment monies in any single issuer.
II. The net asset value of MAIN's shares is likely to fluctuate more than that of a diversified investment
company.
III. MAIN's returns are more likely to be affected by any single, specific economic occurrence or regulatory
change.

A) I, II, and III
B) I and II only
C) I only
D) II and III only

3. Mr. Big of HiGrow Corporation needs more money to support the exceptional growth rate that his firm is
enjoying. He meets with BigFee Investment Banker, who agrees to handle the IPO for HiGrow. As part of
the process, BigFee's staff works with HiGrow's accountants to prepare the registration statement that is
filed with the SEC. After the issue has been sold to the public, Mr. Sharp, a CPA who has invested in the
stock of HiGrow, discovers that there are some accounting irregularities in the financial statements
provided in HiGrow's prospectus. Who can be sued for the misleading statements?
I. Mr. Big
II. Big Fee Investment Banker
III. HiGrow's accountants
IV. HiGrow's attorneys

A) I, III, and IV only
B) I, II, III, and IV
C) I and II only
D) II and III only

4. Mr. B. Beard started making regular investments in a mutual fund with the goal of financing a five-year
circumnavigation on his 40-foot sailboat, "Pirate's Lady." He is getting ready to depart and wants to set up
an automatic withdrawal plan such that the money he has invested will see him through his
circumnavigation, with nothing remaining in the account at the end. Which of the systematic withdrawal
plans will best fit his needs?

A) fixed-dollar plan
B) fixed-share plan
C) fixed-time plan
D) fixed-percentage plan

5. Which of the following would qualify as accredited investors for a Regulation D offering?
I. your 45-year-old, spinster aunt who has earned in excess of $200,000 annually over the last ten years
as a pediatric surgeon
II. your Uncle Miserly, who is reputed to have a net worth of $1.2 million
III. Tiny Brokers, a small broker-dealer with a single office in the state of Kentucky
IV. a trust containing assets that are valued between $3.5 and $4 million

A) I, II, and III only
B) III and IV only
C) I and II only
D) II and IV only

質問と回答：