最新のOH-Life-Agent-Series-11-44問題集で試験を準備する

Ohio Department of Insurance OH-Life-Agent-Series-11-44 試験概要:

Ohio Department of Insurance OH-Life-Agent-Series-11-44 試験シラバストピック:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 認定 OH-Life-Agent-Series-11-44 試験問題：

1. An insured wants to purchase a policy with three key elements: flexible premium, death benefit, and the choice
of mutual funds where the cash value will be Invested In a separate account. The Insured should purchase

A) graded premium whole life.
B) adjustable life.
C) variable universal life.
D) universal life.

2. An agent qualified to sell variable products in Ohio must report each of the following to the superintendent of
Insurance EXCEPT

A) the revocation of an insurance license held in another state.
B) a felony criminal conviction.
C) a suspension from the National Association of Securities Dealers.
D) the sharing of commissions with another qualified agent.

3. If an agent does NOT send a refund to a policyholder within an expectable time frame, the agent may

A) be charged interest on the refund amount.
B) receive a deduction in commissions.
C) be barred from seeking an appeal.
D) have his or her license suspended or revoked.

4. In reference to life Insurance in contract law, a person MOST likely will have an insurable interest in insuring
a person's life If

A) the interest exists at the time of application.
B) any type of business relationship exists between the insured party and the beneficiary.
C) any type of distant family relationship exists with the insured party.
D) the interest exists at the time of death.

5. The accumulated cash value of a whole life insurance policy becomes the

A) face amount payable upon the insured's death.
B) policy loan value upon which the insured may borrow.
C) funds used to offset policy administration and conversion expenses.
D) amount used to purchase paid up additions to the insured's policy.

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